Unit 14.banking

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UNIT 14.
BANKING
. Answer Sheet.

1.
Personal Banking.

1A Vocabulary. Match these tems with the definitions below.

1.
CashCard: A card which quarantees payment for goods and services purchased by the cardholder, who pays back the bank or finance company at a later date.
2.
Cash dispenser: a computerized machine that allows bank customers to withdraw money, check their balance, and so on.
3.
Credit Card: a plastic card issued to the bank customers for use in cash dispensers.
4.
Home Banking: Doing banking transactions by telephone or from ones own personal computer, linked to the bank via a network.
5.
Loan.a fixed sum of money on which interest is paid, lent for a fixed period, and usually for a specific purpose.
6.
Mortgage: a loan usually to buy a property, which serves as a security for the loan.
7.
Overdraft: an arrangement by which a customer can withdraw more from a bank account than has been deposited in it, up to an agreed limit; interest on the debt is calculated daily.
8.
Standing order: an instruction to a bank to pay fixed sums of money to certain people or organizations at stated times.
9.
Current account(GB) or Checking account (US): One that generally pays little or no interest, but allows the holder to withdraw his or her cash without any restrictions.
10.
Deposit Account (GB) or time or notice account (US): One that pays interest, but usually cannot be used for paying cheques (BG) or checks (US), and on which notice is often required to withdraw money.


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